Any owner of a motorized land vehicle must insure it with, at least, a liability coverage (also known as "third party liability insurance". This guarantee covers exclusively damage that the insured vehicle may cause to a third party (passenger, pedestrian, third party property, etc.) or to another vehicle.

This coverage pays for damage to the vehicle in the event of a collision with another vehicle, a pedestrian, an animal, a fixed or moving object or in case of overturning without prior collision. 

This coverage is essential for the protection of your vehicle and allows you to be compensated for the repair costs you may face.

This guarantee includes glass breakage.

Fire and theft coverage compensates the owner of the vehicle when it is damaged or destroyed by fire, or when it is stolen. The compensation varies according to the terms of your policy.

This coverage protects the driver in case of bodily injury that he/she may suffer in the event of an accident with the insured vehicle (death, total or partial permanent disability). 

Medical expenses are also covered.

The car is covered against material damage caused by a natural disaster (flood, earthquake, avalanche, tidal wave...) or a technological disaster (underground storage of dangerous products, transport of dangerous materials...). In both cases, the state of disaster must be the subject of an interministerial order in the Official Journal so that the insurance company can compensate the owner.

This protection can intervene in case of damage or disappearance of objects inside the insured vehicle, whether they are of a personal or professional nature.

Most car insurance companies offer breakdown assistance services, often available 24 hours a day. Breakdown assistance coverage usually includes towing of the vehicle, accommodation for the driver, or a replacement car for the duration of the repairs.