Why do you need business or professional liability insurance?

Because the occurrence of an accident caused to a third party can have a heavy and costly consequence, or even jeopardize the survival of your company, it is essential to insure yourself against civil liability.

Public and Product liability insurance Operation or Professional including contractual liability protect you against the consequences of bodily injury and property damage caused to others, as well as errors, mistakes or omissions that you may commit in the course of your activities.

Furthermore, with this insurance, specific costs related to a claim will be supported under the coverage, such as : defence costs and other additional costs.

Civil liability insurance: what guarantees?

The professional civil liability is related to damages:

caused by the insured ;
caused by his negligence;
caused by his carelessness;
caused by his employees ;
caused by things under his care (buildings, machines, etc.)

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frequently asked questions

In what cases will our insurance not cover you?

Unfortunately, your professional liability cannot cover everything. Most of the time, this lack of coverage concerns exclusions that are common to most insurance policies. These include the following:

Intentional misconduct - Unlawful acts - Penalties or fines - Risks covered by other insurance contracts - Poor performance of a job - etc...

Who is concerned by professional insurance?

Because some professions are regulated, it is mandatory to subscribe to a professional or business insurance as for :

Lawyers, bailiffs, real estate agents, architects, medical and para-medical professions, accountants, building craftsmen, etc...

What factors affect the cost of business insurance?

Several criteria will have an impact on the cost of a professional insurance, among which the potential risk that you represent for the insurer. Thus, the following will be taken into account in the rate :
The size of the company and its legal form; The company's turnover; The payroll; The company's sector of activity; The number of coverage and their scope, etc.

Why do you need business or professional liability insurance?

Civil liability insurance: what guarantees?

As close as possible to you

simplified subscription

frequently asked questions

In what cases will our insurance not cover you?

Who is concerned by professional insurance?

What factors affect the cost of business insurance?

Any more questions?

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